Terms of Service

Last Updated: April 1, 2026

Welcome to MonkInsider. These Terms of Service ("Terms") govern your use of our website located at monkinsider.com (the "Site") and any related services provided by MonkInsider.

1. Acceptance of Terms

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, do not use the Site.

2. Description of Service

MonkInsider provides:

• Financial calculators and planning tools ("Tools")
• Articles, guides, and educational content ("Content")
• Market commentary and analysis ("Analysis")

All Content and Tools are provided for informational purposes only.

3. User Responsibilities

When using our Site, you agree to:

• Use the Site only for lawful purposes
• Not attempt to gain unauthorized access to any part of the Site
• Not interfere with the Site's operation or security
• Not transmit any harmful code, viruses, or malicious content
• Not use automated systems to access the Site without permission

4. Intellectual Property

The Site and its original content, features, and functionality are owned by MonkInsider and are protected by international copyright, trademark, patent, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. User-Generated Content

If you submit comments, feedback, or other content to our Site, you grant us a non-exclusive, royalty-free right to use, reproduce, and distribute such content in connection with our services.

6. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by MonkInsider. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Advertising

The Site displays advertisements from third-party ad networks. These networks may use cookies and similar technologies to collect information about your visits to this and other websites to provide relevant advertisements.

8. Disclaimer of Warranties

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MonkInsider SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM YOUR USE OF THE SITE.

10. Indemnification

You agree to defend, indemnify, and hold harmless MonkInsider and its affiliates, licensors, and service providers from any claims, liabilities, damages, judgments, awards, losses, costs, and expenses arising out of or relating to your use of the Site.

11. Termination

We may terminate or suspend your access to the Site immediately, without prior notice, for any reason, including breach of these Terms.

12. Governing Law

These Terms shall be governed by the laws of the State of California, without respect to its conflict of law provisions.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the new Terms on this page and updating the "Last Updated" date.

14. Contact Information

If you have any questions about these Terms, please contact us at:

Email: legal@monkinsider.com
Address: San Francisco, CA