Financial Independence, Retire Early — discover your path to freedom
Your yearly spending in retirement
Based on: 4% safe withdrawal rate
FIRE stands for Financial Independence, Retire Early. The core idea is simple: save aggressively (often 50-70% of income), invest in low-cost index funds, and withdraw 4% annually in retirement. Your FIRE number is 25x your annual expenses—the amount needed to sustain your lifestyle indefinitely.